American Express Credit Card - Apply and Get Welcome Gift Rs 4,000 and Exclusive Membership Rewards on all Spends | 20% off on Dine

Benefits of American Express Credit Card:

- 20% Off on Dining at selected restaurants

- 100% Annual Fee Waiver on Spends over ₹1,50,000

- Welcome Gift: 4,000 Membership Rewards

*Joining Fee: 1000/-

*Annual Fee: 4500/- + GST charges

American express credit card login and apply:

• Go through the above apply now 
• Click on login/join now and complete with OTP verification
• Select American Express Membership Rewards Credit Card
• Fill in the required details 
• your application will be submitted and you will get notification of confirmation on approval of your application

What documents are required of american express credit card:

1. Pan card/Form 60
2. Id proof
3. Address proof
4. Income Proof
5. Bank Statement

Eligibility criteria:

• One should have Existing Credit Card member of any bank
• Age: 21-60 years
• Employment status: Salaried or self-employed 
• For Salaried – Min ₹4,50,000 Annual 
• Self Employed – Min ₹6,00,000 Annual
• Available across major cities in  India

Credit card allows the card holder to make transactions with no need to pay instantly. It allows the customer to to borrow money with pre approved credit limits. One can make purcharge, can shop on online portals, groceries, electronics, bills and payments and much more. One can get exciting deals and discounts shopping, dine and restaurants, PVR and movies, flights booking. One can pay bills online for utility bills, phone, cable, internet, electricity, insurance and medical bills too. 

In now days it is very common to use a credit card to pay for a purchage or service. All most all banks offer, you may choose one of most suitable for your according to eligibilities. 

What are the benefits of credit cards?

There are some reasons why to use a credit card:

1. You can buy on credit and pay later
2. Easily acceptable at every where - Easy to use without carrying money whenever you go for travelling, shopping malls and online shopping
3. cash withdraws without interest
4. Exciting rewards and unlimited cashback offers
5. Make your travel easy and pay with credit card at hotels and restaurants
6. Exciting deals, discounts and offer at online shopping, PVR and entertainment, dining, travel and on bill payments
7. No need to carry money - Offers safety
8. Get statement every month to keep track of your expenses

If you know how to use a credit card, and how to make use of the credit period, 

and repay the amount used on time, you can improve and boost our CIBIL score. 

Which will help to get loans at ease in future.

Credit cards are financial tools to make cashless transactions and customers need to repay the amount billed by the bank monthly. Credit cards has become very useful as of now and along with it offers deals and discounts, exciting rewards and offers to the benefit to customers and maintaining a good credit score helps you get personal loans at a higher amount. You can compare various credit cards  before making a decision.

There are some factor everyone should have considered while buying a credit card:

• Service fees and charges like joining fee, annual fee,late payment and reward fee
• Must check credit card's credit and cash limits 
• Validity of reward points and about the credit score
• Welcome bonus and promotional offers